Everyone is different
What is your position and what do you need. Do you have income sources other than your investments. In other words, if you have a decent pension and make a fair amount on your social security and don’t have to rely on your investments, fees might not matter. If you want to leave an inheritance and you want security on the principal, dividends might be the answer. Many posters have given you advice, but you have to understand their advice is based on the position they are in. My advice is to sit down with pen and paper, figure out what are your needs and wants from your investments. I believe that should be your first step.
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