Since I took "once in a lifetime" LTCGs in both 2022 and 2023 I am stuck with both IRMAA and NIIT for two years running. I had no choice as the real estate properties were held by LLCs wherein the members were aging out. A few had already passed on or given their shares to younger members of their families and problems in dealing with 'the kids' were arising.
BTW waaayyy back in 1925 my mother at age 20 graduated from Goucher College and taught both math and French for fifteen years. I feel very fortunate to have had some wonderful teachers but I also had some awful ones.
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"No one is more hated than he who speaks the truth." Plato
“To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine
Last edited by manaboutown; 10-05-2023 at 02:23 PM.
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