Talk of The Villages Florida - View Single Post - Old (not TV) home - insurance?
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Old 10-08-2023, 12:43 PM
kp11364 kp11364 is offline
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Default Old (not TV) home - insurance?

Hi all,

I wonder if anyone has been in this situation and what you did about it....

1. I buy my TV home *before* I sell my non-TV home.

2. After the TV closing, I have some work done on the house (painting, etc)

3. I move into my TV home and my non-TV home is now empty; the house is now up for sale.

For your homeowner's insurance on your non-TV home, what did you do? I remember reading somewhere that if you leave a certain amount of items in the home (bed, table, chairs, pots, plates, utensils, utilities still on) that you are still covered.

Did you need to purchase an insurance rider for a "vacant" or "unoccupied" home? Did your realtor help out with this?

Thanks in advance!