At first was thinking OP is new to ToTV, been on here since 2017.

First time to visit and rent in T V? - if so WELCOME!

I am sure there are gobs of medicare insurance posts. OP says they have a broker so OP's broker shld figure this one out. Also previous posts on the fact that finding PCP in T V is not always timely is a thread I'm sure. As a new patient getting an appt with one can be a 3 month wait. Urgent Care is a more likely place to have to go to when on vacation in T V but I'm pretty sure ToTV threads have covered that too.

Thinking PO's best option is call their broker on this one and get the best and most accurate info. on how to be protected.

Open season for enrollment is starting soon. Good topic on ToTV for lengthy $$ ad generating revist thread though.