My advice would be to ask your surrounding neighbors, in person.
There are a lot a people giving advice on this board who do nothing but worry about things that might happen while they clutch their pearls and wring their hands.
My parents got like that when they were older. They believed every horror story that a salesman gave them and spent a lot of money based on that.
There are people who always see the "what if" side, and there are others who weigh the options.
Ask yourself this, do you want to ask questions of strangers who spend most of their life on an internet message board (see post counts), or do you want to ask the people that you actually KNOW and surround yourself with?
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