Quote:
Originally Posted by JGibson
I don't see anywhere in my golf cart insurance that says anything about 20MPH.
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It won't say that because if you own(buy) a golf cart it legally CANNOT BE DELIVERED to you CAPABLE of EXCEEDING 20mph. So if you insure a GC that is CAPABLE of EXCEEDING 20mph it is NOT a golf cart and you not only do not have a golf cart but you gave false information to your insurance agent.
Yea, I'd bet the vast majority do go over 20mph even being set at 22mph max by the dealer or DIY as mine does but that isn't the point. The legal definition of a GC is that it CANNOT be built to EXCEED 20MPH and that is in B&W all over the place and the dealers know it.
The constant misinformation posted here hundreds of times is that there is a 20MPH
SPEED LIMIT for golf carts which would incorrectly mean that if you never go over 20MPH you are legal. That is NOT the case. The 20MPH is a manufacturing limitation. Carts being imported into the country must have legal documentation of their speed limitation, else they would be considered LSVs and be taxed and dutied and registered as cars.
Quote:
General Federal Law for Golf Carts:
Under current NHTSA interpretations and regulations, so long as golf cars and other similar vehicles are incapable of exceeding 20 miles per hour, they are subject to only state and local requirements regarding safety equipment.
However, if these vehicles are originally manufactured so that they can go faster than 20 miles per hour, they are treated as motor vehicles under Federal law.
The standard requires low-speed vehicles to be equipped with headlamps, stop lamps, turn signal lamps, taillamps, reflex reflectors, parking brakes, rear view mirrors, windshields, seat belts, and vehicle identification numbers.
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The above Quoted from (and found in MANY other places including FLorida MV laws):
Five Star Golf Carts
FL STATE INFO:
https://www.flhsmv.gov/pdf/mv/lowspeedvehicles.pdf