Talk of The Villages Florida - View Single Post - Window broken by errant golf ball yesterday
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Old 10-19-2023, 10:13 AM
Chellybean Chellybean is offline
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Quote:
Originally Posted by dewilson58 View Post
Another resource for fun............Florida's Independent Insurance Agents......who have thru this thousands of times:

Could I Be Held Responsible for the Golf Ball Smashing My Window?
Insurance expert Paul Martin said that you could very well be held responsible if you lived on a golf course. Since you assume this extra risk when purchasing a property on a golf course, the insurance company is likely to exclude coverage for any stray golf balls. So, if you buy a house on or near the putting green, just be prepared to cover any related damage yourself.
THATS not what Florida Statute says, when a golfer breaks a window of a property they can call there homeowners policy and it will cover the property damaged!
The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!!