I think block and stucco is actually hotter in summer, the stone holds heat where the wood frame doesn't. (same goes for landscaping, the stone holds heat more than wood mulch/bark)
Also, as our sales rep said, the stone is subject to cracking and leaking, so keep it in repair.
I think resale is higher, fofsetting the higher initial cost.
It's also much quieter. Safer in a hurricane though there haven't been any, and it's not safe in a tornado , as noted above, cuz your roof will be gone anyway.
Also, far less termite issues in a block home.
Nothing really wrong with frame, there are plenty of 'em and I own one.
But block is great too. Take your pick.
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