Quote:
Originally Posted by tophcfa
Doc, why is that unfortunate? Insurance would be way too expensive if people didn’t have to pay for it until they need it. If everyone was allowed to get a less expensive Advantage plan when they are healthy, and then switch to a Medigap plan without underwriting when they come down with a serious and expensive illness, traditional Medicare supplemental plan prices would skyrocket.
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It is only unfortunate for those that thought they would be OK with an advantage plan, only to find out it wasn't the right fit for their medical problems.