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Originally Posted by Topspinmo
I thought AHC act was supposed fix the health care system?
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Here's my take on why the ACA did not fix the healthcare system.
I have often heard the ACA was designed to fail so that the American general public would be asking for total government control - "Medicare for All."
Before the ACA, there were many people with pre-existing health conditions who could not obtain health insurance or afford healthcare. The ACA addressed that by offering coverage to all and requiring everyone to have coverage. Requiring all to pay was later found unconstitutional. Therfore, many people don't pay into it, and the premiums and deductibles have skyrocketed. People who can afford to pay will purchase the health insurance, while others either qualify for subsidies or skip coverage. Basically those who have $ are paying for those who do not.
I know my family has suffered these astronomical premiums and never reach our deductible. We do not yet qualify for Medicare. We did not have an employer plan and are limited to the plans on the ACA exchange. Here in Florida we have Florida Blue and I have not found a decent provider to take it. As we approach age 65, the premiums skyrocket based on what I consider a pre-existing condition I cannot control - my age. None of the other conditions matter. Nevermind if we are extremely healthy and in our early sixties. Yet those who are most likely to use the health insurance (those with pre-existing conditions), are not charged any more for their high risk.
Government regulations and insurance company involvement drive up the cost of healthcare. Insurance companies donate to government office holders and this cycle continues.
You could say the ACA was successful in making health insurance affordable to those who could not obtain it before. Insurance is not healthcare, as many found out. Some of these people have subsidies for low premiums and deductibles and yet they still cannot afford the bills.
That's my take from what I've seen FWIW, and I'm sure some will disagree.