We just had a neighbor who had SECO surge protection and a surge took their A/C out. SECO disallowed the claim as they said it was not covered due to a technicality " direct lightening strikes not covered". They did not have a direct strike. They are fighting this now.
I had an independent licensed electical contractor put mine in. It is a Square D/Schneider system that has no exclusions of this kind in writing. Hope I never have to put in a claim but if I do I hope I have coverage.
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