Quote:
Originally Posted by dhdallas
Insurance agents are very good at scare tactics & isolated worse case scenarios. The insurance industry is synonymous with the gambling industry.
Here's how this works:
The insurance company makes a bet with you that you will not have an incident with your golf cart within the next year. You give them your money to hold while betting them that you will have an incident within a year. Then at the end of that year you make the same bet again...and again...and again...and so on. Just as in the gambling industry, the house (or insurance company) will always consistently win. Golf cart insurance...it's a sucker's bet!
My Disclaimer
Of course if you are like a number of TV residents who frequently drink & drive, like to speed, run stop signs, are impatient or inattentive, can't see or hear well, or are a bit confused, then that might tilt the odds in your favor.
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I have golf cart insurance mainly for theft.
$14,000 would be a lot to lose.
Piece of mind comes with a price tag.