You do not have to be drunk to have an accident either in a cart or car. Insurance is protection from loss not a casino game. I always carried insurance for my car, my cart, and for my house and automobile, the latter which is required by law and ignored by 25 percent of Floridians resulting in higher car insurance costs for the rest of us. If you are responsible for an accident, you have to suffer the consequences. People can sue you even if you do not have insurance and, if they win a judgement, you will pay, hopefully not with your home.
|