Quote:
Originally Posted by asianthree
One needs to take into account that nobody pays the same amount for the same make or model car.
Insurance is based on, Credit Score, Age of Driver, Zip Code, Points, Accidents, Adults and other ages in household, driving or not. So great grandma lives in your house, still has a valid DL, at your address, but no longer drives, That counts to your premium.
So to ask what everyone pays, is impossible to answer.
One way to save find a company that writes one year policies, and pay in lump sum. Many companies no long bundle, some that still do may actually be higher than splitting item between different companies.
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What Asianthree said is correct, but maybe they didn't emphasize the year, make & model of your car enough. Some cars are very easily stolen & as a result have very high premiums. Some cars are very expensive to repair & also have very high premiums. Some cars damage easily, ditto on the high premiums. Insurance companies keep track of all of this & charge accordingly. Now add on everything said in the above post: credit score (a very big impact on premiums), age, drivers, zip, etc.