Quote:
Originally Posted by Gladys Turnip
What do you pay for car insurance for 6 months (for a car registered in Florida)?
Even though I have no tickets or accidents, over the past 2-3 years, my carrier has increased my 6-month premium from around $400 to $700. Is this happening all over Florida (or is it just me)?
Lastly, I'm reluctant to switch insurance companies b/c I'm bundled with my home owner's policy and that rate happens to still be very reasonable.
Thanks!
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Also, I don't know if having a clean record for 2-3 years is enough for insurance companies to issue 'good driver' credits. You'll have to look it up or ask your agent, but I think it is closer to 5 years.
Quote:
Originally Posted by Dusty_Star
What Asianthree said is correct, but maybe they didn't emphasize the year, make & model of your car enough. Some cars are very easily stolen & as a result have very high premiums. Some cars are very expensive to repair & also have very high premiums. Some cars damage easily, ditto on the high premiums. Insurance companies keep track of all of this & charge accordingly. Now add on everything said in the above post: credit score (a very big impact on premiums), age, drivers, zip, etc.
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