Glass Insurance
Prior to TV, we spent spring, summer and fall at "White Cliffs," a gated golfing community in Plymouth, Massachusetts. One of the amenities was the "glass insurance" plan, funded by a unit owner's assessment of $ 15.00 whenever the fund had to be replenished, usually not more often than several years. Any owner who experienced a window broken by an errant golf ball simply called the general manager's office and the window was repaired quickly without question. I've been told that other golf communities had similar "glass" funds.
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