Quote:
Originally Posted by margaretmattson
I was here when the tornado hit. For a few days, there was quite a bit of chaos. Then Villagers pitched in to help remove the immense rubble. People tend to focus on hurricanes. They forget about the sinkholes, lightening, and our location for tornados. Insurance rates in the Villages will never go down. We had many natural disasters strike our area. It is not as safe as some people tout. In fact, quite the opposite.
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Lightning and sinkholes and one tornado in 20 years, Oh My!
Give me a break! I lived my whole life in tornado alley -- except for the 15 years I spent in hurricane-and-flood-alley Houston. This place is as safe as it gets on planet Earth. Compared to Oklahoma and Texas, it's like living your life in bubble wrap.
Here, we all live in houses built to hurricane standards, designed to withstand 110mph winds, in a place that's never had a hurricane. Half of us live in concrete bunkers with steel studs, for crying out loud!
The topic is insurance and the question is why do we pay four times what I used to pay to insure a frame house in Tulsa, which was not built to any wind mitigation standard at all. I guarantee, the reason has got nothing to do with hurricane risk. It's due to lawyer risk and roof scam risk and lousy government risk and toothless insurance commission risk -- but mostly it's just
crooked insurance company risk.