Quote:
Originally Posted by Blueblaze
Lightning and sinkholes and one tornado in 20 years, Oh My!
Give me a break! I lived my whole life in tornado alley -- except for the 15 years I spent in hurricane-and-flood-alley Houston. This place is as safe as it gets on planet Earth. Compared to Oklahoma and Texas, it's like living your life in bubble wrap.
Here, we all live in houses built to hurricane standards, designed to withstand 110mph winds, in a place that's never had a hurricane. Half of us live in concrete bunkers with steel studs, for crying out loud!
The topic is insurance and the question is why do we pay four times what I used to pay to insure a frame house in Tulsa, which was not built to any wind mitigation standard at all. I guarantee, the reason has got nothing to do with hurricane risk. It's due to lawyer risk and roof scam risk and lousy government risk and toothless insurance commission risk -- but mostly it's just crooked insurance company risk.
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Did you see the picture posted? That was AFTER the cleanup and only one area that was destroyed. I witnessed the destruction with my own eyes. The homes DID NOT withstand the winds. And the cars? Can't even begin to describe. I also saw homes that sunk into sinkholes and a burning house caused by lightening. Read in the news about many more. If you haven't witnessed the destruction here, you really should not correct those who have. The rise in insurance here will continue in part due to the many natural disasters our community has experienced. The roof scam here? Well, that's another story!
Reread the topic. It is about Farmers leaving Florida. Would you continue to insure a state that has been consumed by natural disasters? I believe your Tulsa story is off the topic. So sorry that it happened, but the topic is about Florida.
I hope your home here remains as safe as you believe. For those of us who have lived here for 20+ years, we KNOW that may not be the case. I pray Mother Nature is finished with our community. It is not pleasant to watch neighbors losing their homes.