Quote:
Originally Posted by Blueblaze
Top 10 states for lightning:
U.S. top states by total lightning count 2021 | Statista
#1: TEXAS
#2: Florida
#3: OKLAHOMA
Sinkholes in Oklahoma:
5 Sinkholes In Oklahoma That Will Leave You Terrified
Waterspouts? Seriously? A cat-1 tornado over the ocean? Seriously? WHO CARES!
Your Villages tornado is only fake compared to a typical Oklahoma tornado. I have personally witnessed countless areas of total devastation like in my picture. Pictures like yours of houses with missing shingles don't even make the news in Tulsa.
Hurricanes only cause massive damage on the coast -- which is totally irrelevant to the Villages. My entire point is that the Villages is not at risk from hurricanes. WE ARE NOT TAMPA.
Floods? Would you like to see some pictures of the '86 Tulsa flood? '84? Would you like to know why there hasn't been such a flood in Tulsa in 30 years? Because they implemented the EXACT SAME FLOOD CONTROL MEASURES THAT THE VILLAGES HAS ALWAYS HAD. Would you like to see some pics of my Houston home during Harvey -- outside of any flood zone whatsoever -- with flood water lapping the foundations of my house and barn, while we were stranded for a week until the roads became passable? I spent the next few weeks helping neighbors clean up, who also didn't live in a flood zone but weren't so lucky.
The point is, real disasters happen everywhere, and a lot more often in Oklahoma, Texas, and Tampa than the Villages. The point of this thread is, WHY IS INSURANCE IN THE VILLAGES 4 TIMES THE COST OF OTHER STATES AND WHY IS FARMERS BAILING OUT?
I guarantee it has NOTHING to do with the weather!
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If you believe the Villages is safe and there is NO REASON to raise insurance rates, why don't you open an insurance company? You can charge Oklahoma rates to every client. Let's see how that works out for you.
BTW: You might want to check which state has the most claims yearly before opening your Cheap Rates Insurance Company. Florida wins for Lightening. Hurricane Claims- Florida wins AGAIN. Sinkholes-Who would of guessed? It's Florida! Flooding? Claims vary year to year, but Florida is always in the top 5.