Talk of The Villages Florida - View Single Post - Credit Card surcharges
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Old 11-07-2023, 07:55 AM
Haggar Haggar is online now
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Quote:
Originally Posted by Jayhawk View Post
Is it legal to charge a credit card surcharge in Florida?

Florida has a law prohibiting credit card surcharges, but that law was held unconstitutional by federal courts. Therefore, merchants in Florida may add a surcharge to credit card purchases.

ยง 501.0117 Declared Unconstitutional

The United States Court of Appeals for the Eleventh Circuit reversed the district court ruling and found that Florida's no-surcharge statute regulated speech and violated businesses' commercial speech rights, and thus was unconstitutional.
Be aware that no surcharges can be imposed if you are using a debit card.

Merchants are not supposed to make a profit on this practice - but the merchant may include the costs of processing the charge which includes not only their fees but their rental of equipment and other related costs. In reality most merchants are adding 4% for credit card fees and making a small profit on each transaction.
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