I have a very small craft business....very small....only me. I started taking Square about 6-7 years ago and find that it does increase sales volume. Although Square keeps increasing their fees I will still keep them as they don't charge a monthly fee. I have had many times when the customer asks "Do you accept cards?" and when I say that I do, they will purchase more items that they originally planned to buy. I even purchased one of their chip/tap readers so I can keep doing it.
I also don't charge an add on fee to anyone using them. I don't like them, so I don't charge them. We were at an antique store last year and I wanted several items. We are people who carry little cash and charge everything and pay it off each month. When we got to the register and discovered that they were charging 4% for CC, I put everything back except for 2 pieces. They lost sales and a customer for doing that. 4% is making an extra profit. I know because with being a low volume seller even I don't get charged that much.
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