As a past retail business owner, in the early 2000's I was happy to take the credit cards as opposed to chasing down bad checks especially with a prosecutors office that had no interest in messing with it. The theory was at least I have the money. Eventually I just quit taking checks. Then came along the Credit Card chargeback which has become rampant. I have friends that own a restaurant and if people are not happy with the food or service and the manager doesn't make it right (give it to them for free), they just chargeback their credit card. In retail, I would usually have 2 or 3 chargebacks a month and the credit card bank Always sides with their customer. I'm old enough to remember writing a check for my bill at a nicer restaurant. I wonder how many chargebacks our local business's have.
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