Same problem here in UK.
Not with insurance, but just the up-selling.
We still make a four hour round trip to see our old dentist.
Tried another dentist a lot nearer, but all he wanted to do was cosmetic, and when you are in your mid 80's, film star smiles are not a major priority.
My beautiful wife still has wonderful teeth, mine are looking more like a load of old gravestones in a churchyard, but I can still eat an apple, and chew a good steak, so I am happy!
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