Being a hoglehead and applying his principles are the only way to make money in the market: low cost index funds. But this still requires you have to do some thinking to get in the right index funds.
Some people think that bonds are a safe investment, they are not. I think I remember bonds going down an average of 35% during 2007/2008, a little bit better than the 45% downturn in equities. But the recovery for equities is/was drastically better than bonds.
I diversify my holdings over certain sectors or what I see people buying in the market place, never buying any bonds. If I see oil demand going up or global unrest, I’m buying some oil. I like tech, watching meta, Apple, and nvidia
bottoming out last year, I’m buying a tech index fund. Russell 2000 is not doing well, so now is the time to look at small caps. Get in when everybody has jumped ship.
When I was working and checking out the different fund categories to invest in, bonds always gave you the least amount of return, followed by balanced funds (mix of bonds and equities) which only gained on average 1/3 to 1/2 of what a pure equity fund would gain, or you can get much higher returns if you are able to sleep at night with higher risk equities.
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