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Originally Posted by rclefrancois
We're moving to TV next year, turning 65, and retired military. I've been researching Medicare and Tricare For Life, and just need to decide on original Medicare or a Medicare Advantage Plan. I would love to know positive or negative experiences on Medicare Advantage and TFL. Advantage seems to be good for TV location based on medical care available, but what do I know. Actually, any advice, docs or website info would be greatly appreciated. Thanks.
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Hello and welcome! You will love it here.
We have Medicare and Tricare for Life. We use original Medicare and TFL acts like a free supplement. We never pay anything for any medical services. We get daily meds from Express Scripts. They charge I think $12 per script. Some meds are more. We can see any doc or clinic or specialty care that we want anywhere in the world. (Except not Villages Health clinics) There are tons of doctors here to choose from. They will like you because with TFL, they get paid full Medicare rates automatically, without extra work for their staff.
With an Advantage Plan, like Villages Health, your care will also be free. But you have to see their docs and use their clinics and listed hospitals.
If something big happens, with original Medicare you can choose to go to Shands, or Mayo in Jacksonville, or Moffit in Tampa, or another "Center of Excellence". With an Advantage plan, you don't have those choices. But you do get some extra goodies, like a basic dental plan. (the Tricare dental plan is better)