Talk of The Villages Florida - View Single Post - Home Insurance Update
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Old 11-18-2023, 09:56 AM
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Quote:
Originally Posted by Randall55 View Post
What year was your house built? Some of my friends are having a difficult time getting insurance because their homes were built before 2002. Homes built before 2002 were not constructed under Florida's stricter codes.

If your home was built in 2002 or later, did you ask the agent why the roof inspection was rejected? Perhaps, you can fix the reason without replacing the entire roof.
I'm not a lawyer, but it seems, at the very least, State Farm owes you an explanation.
That confirms what I was told by our insurance agent. Our house was built in 1996 and State Farm won’t even give us a homeowners quote despite a new roof and a detailed wind mitigation report showing property roof truss construction.