[Stu from NYC]

Originally Posted by retiredguy123

In my experience, insurance policies for sewer pipes are not worth buying. If you have a sewer pipe failure within your house, your homeowners insurance will cover the cost to tear up and replace the floor to gain access to the broken sewer pipe. Outside the house, you have a 4-inch plastic sewer pipe that runs to the street and connects to a manhole. You would only be responsible for repairing the pipe that is located on your property. Most houses do not have a safety valve on the property. Excavating and repairing a plastic pipe in the front yard is not really a very expensive project. I don't know if insurance is available, but I don't think it would be a good investment.

Agreed you are already covered if not sure ask insurer.