And, by the way, OP, if they rejected you after confirming that the roof is good for another 5 years, they are blatantly breaking the Florida law passed in 2022 that specifically says they can't do that.
Not that it matters, since Florida doesn't enforce its own laws. The legislature also passed tort reform, but Morgan and Morgan is still blasting the airwaves with their pleas for new scammers. Try calling what passes for an Insurance Commission in this state and see how far you get (I'm still waiting for a call back, almost 2 years later).
My rental has a perfectly beautiful 20 year old roof. I got a decent quote and switched to Kin because their policy protects them from scammers by covering the roof as a depreciating asset instead of"full replacement value". At least it's covered. The reason I called the insurance commission is that "American Integrity" literally wrote the roof out of the policy entirely, practically on the day after the new law was passed.
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