Talk of The Villages Florida - View Single Post - Change Medicare plans and or ask for better rates?
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Old 11-19-2023, 10:20 AM
charlieo1126@gmail.com charlieo1126@gmail.com is offline
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Originally Posted by twoplanekid View Post
I hate to hassle with salespeople and usually just stick with what I have. However, I do call XM radio every year to ask for a better price before they automatically enroll me for another year at a much higher price. This year, I rejected one and then listened to another person on the phone who advised me to apply for a better Medicare part D policy rate.

I was paying $78 per month for a premium part D drug plan. Per advice from the phone caller I called the firm that I use for the part D coverage to request a lesser plan as the two drugs that I take are covered under a lesser plan where I will pay $0 dollars per month. I should have adjusted/questioned my policy years ago.

As that sounded good, I decided to call my Medicare supplement firm to ask them for a better rate. I now have a new policy with G coverage, identical coverage using the same firm that I have had for 7 years. My new monthly rates will be reduced from $395 per month to paying $244 per month.

So, I will be saving $229 per month with the same coverages after spending a few hours on the phone. In the future as with XM radio rate increases, I may be proactive and ask for better rates rather than just excepting rate increases as inevitable.
I also have to deal with XM every year they started out telling me it was $250 or something like that it took a couple of minutes but they came down to $75 , I think there ready to deal quicker then other years , so many just use there apple play ,but I’m not a big fan .I will say this though if they called my bluff I would have to give in , I can’t live with out the Mad Dog on sports and other sports guy favorites , also jazz and studio 54 which is all disco that I start blasting 10 minutes before I hit gym along with a small Red Bull , so that by the time I hit the gym this 85 year old guy is pumped and ready lol