Talk of The Villages Florida - View Single Post - Home Insurance Update
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Old 11-19-2023, 12:46 PM
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Quote:
Originally Posted by Blueblaze View Post
I got a decent quote and switched to Kin because their policy protects them from scammers by covering the roof as a depreciating asset instead of"full replacement value". At least it's covered.
I have never understood why all insurance companies don't do this, unless it's not allowed under Florida law.

You wouldn't expect to get the "new" value for your 10-year old car if it gets totaled, so why a roof?