Talk of The Villages Florida - View Single Post - "No Bond" is promoted in home sales. But what's the real savings?
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Old 11-26-2023, 07:28 AM
frayedends frayedends is offline
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Quote:
Originally Posted by JRcorvette View Post
Buying a home where the bond is paid of is a big savings. The average interest on a Bond is around 6% and probably higher on new homes. That can be more than $1600 -$2000 a year on your tax bill.
That's true so if the buyer is paying cash it's definitely a benefit to have it paid. But if they pay cash and pay off the bond too I still think it's a wash. If you have 2 models exact same model and lot in the same location and one is 400K with no bond and the other has a 25K bond they probably will be listing for 375K.

That's really just my opinion but I'm sure people take into account bond value when setting a list price.