Talk of The Villages Florida - View Single Post - "No Bond" is promoted in home sales. But what's the real savings?
View Single Post
 
Old 11-26-2023, 12:23 PM
retiredguy123 retiredguy123 is online now
Sage
Join Date: Feb 2016
Posts: 17,509
Thanks: 3,064
Thanked 16,682 Times in 6,599 Posts
Default

Quote:
Originally Posted by charlieo1126@gmail.com View Post
that is not not what happens ,like I said before, you may have someone bid subtracting the bond but you don’t accept it , most buyers who want your home will pay the price with the bond. The longest I lived in any of the 5 homes I sold in villages was about 4 years so I owed most of the bond . The last home I sold was about 2 1/2 years ago so the market has changed somewhat , I’mi in my first preowned home in villages now , the house had no bond , but it sold for the same price as comparable models ,so the sellers gained nothing by paying it off and I would have bought this home with a bond anyway
I guess it depends on the market. You may not accept an offer with a deducted bond, but other sellers will. Having a bond gives the buyer more options. If they don't want a bond, they can just pay it off. If they want a bond, they can keep it. But, once the bond is paid off, it cannot be reinstated. In some cases, a paid off bond can prevent a sale because the buyer cannot get a mortgage high enough to cover the paid off bond amount that the seller has included in the sale price.