Talk of The Villages Florida - View Single Post - "No Bond" is promoted in home sales. But what's the real savings?
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Old 11-27-2023, 08:54 AM
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Quote:
Originally Posted by Franee621 View Post
A house without a bond is much cheaper. Say a $400,000 home without a bond is $400,000 a house with a say $40,000 bond is $440,000. Even though you don’t have to pay it off and if you sell your house it goes with the house. However there is interest you are paying on the bond. Two exact houses to buy. One has a $40,000 bond one doesn’t. Which would you buy?
If money is the ONLY concern, then the one without the bond. Since money is usually one of the considerations, then the house I would buy would be the one I preferred. Usually, it is difficult to fine EXACT houses, presuming the age, model & condition are the same then: Perhaps the location, whether there is a neighboring lanai right behind the house, the orientation of the house, view, interior finishes, & so on. There are many considerations when buying a house.