Thank you all!
Finally! We now have a handle on the typical real-world savings of a bond vs. no bond. And also the tax considerations. And that maybe we need to re-think our realtor. We thank you all for your helpful insights.
Weirdly, our original concerns made us even more interested in The Villages. Your quick opinions and helpful responses in this forum are indicative of exactly the kinds of neighbors we'd like to be around.
Thanks again to everyone that answered our question.
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