Talk of The Villages Florida - View Single Post - "No Bond" is promoted in home sales. But what's the real savings?
View Single Post
 
Old 11-28-2023, 08:15 AM
BlueStarAirlines's Avatar
BlueStarAirlines BlueStarAirlines is offline
Senior Member
Join Date: Jun 2021
Posts: 380
Thanks: 2,551
Thanked 393 Times in 163 Posts
Default

Risking beating this dead horse any farther.......

A few of the posts in this thread talk about high bond interest rates, but mine its only 3.18% (District 13). My credit union has CDs paying 5.01%. Until those CD rates drop it wouldn't make much sense to use those funds to pay off the bond.
Looking at District 15 their rates are 5.19% for the units listed with their total bonds $50k and up.

When considering a home, it shouldn't just be bond vs no-bond, but also interest rate on the bond.