[bsloan1960]

In 8th grade, my teacher made me write the following 500 times:

"It is discourteous and inappropriate to be repeatedly tardy to business and social engagements".

I don't know if this tedious chore is the reason- but I'm never late to anything- ever. I'm always early. Everything mentioned by OP is the result of each and every individual failing to plan. It is astonishing to me that many of these people who must rush to make tee times were in business prior to retirement. Also, many were in the military. Neither tolerate poor time management. Just as I'm rarely late- some people are rarely on time. Don't blame your schedule- blame your inability to master the simple task of being on time.