Quote:
Originally Posted by rustyp
I understand the insurance company being concerned about the roof. If bad mother nature intrudes and damage to the house results. Why would the insurance company be concerned about HVAC ? What kind of claims are made against their failure ? Not like being in a cold climate where failure may cause pipes to freeze and burst.
|
Insurance companies collect data from each area and know how many claims have been made. Just like roofs, HVACs are expensive to replace and many people scam the insurance company to get a new one. They state it was struck by lightning. (Many of these claims are true but some are not) A new HVAC on the home will protect the insurance company from fraud. Your rates will be lower. In Florida, we pay more for insurance because of many natural disasters AND SCAMS.