Talk of The Villages Florida - View Single Post - Insurance Concerns
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Old 12-11-2023, 09:54 AM
Whitley Whitley is offline
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Quote:
Originally Posted by jlejsek@sbcglobal.net View Post
Hello Everyone,

We are looking to purchace in TV in 2024. A home was listed that is 10 years old. When I asked the sales agent about difficulty obtaining insurnace on a home with a 10 year old roof, she said it won't be an issue until the home is 14 years old. What has been your experience with a 10+ year old roof as it relates to insurability? I am not thrilled about buying a home only to be put in a situation of spending thousands of dollars right out of the gate to replace the roof. Your input is greatly apprciated!
A quick question; with insurance companies not wanting to write policies for roofs over 15 years old, I would think that this would lead to homeowners installing cheaper roofs with a 15 year warranty. Why pay more for a 20 year warranty covered roof, when you will need to replace it in 15 regardless (assuming you have a mortgage on it.)