Quote:
Originally Posted by jrref
Correct, so while the utility surge protector warranty clearly states it won't protect any devices with electronics the Eaton whole house surge protector and point of use surge protectors warranty does state it will cover these devices. Of course there are exclusions but there is some coverage.
|
Here are some of the conditions that limit the coverage. Read the whole Eaton warranty to see if you actually meet all of the conditions:
"6. This coverage is secondary to any applicable warranties,
service contracts and / or all other insurance. If the claim
is found to be valid, Eaton will pay up to the deductible
of the homeowners insurance or the cost of the damage,
whichever is less. This reimbursement is limited to the
Reimbursement Maximum Amounts stated below.
7. Electrical equipment, such as televisions with multiple
ports, must have surge protection on each conductor
(e.g. ac power, cable, etc.)."
#6 limits the amount of damage to the deductible from your homeowner insurance. Therefore your primary insurance is still your own insurance.
#7 requires a surge protection device on every connection to the equipment so there is another set of competing insurance coverages to contend with before you can collect anything.
IMHO, you may have some limited coverage from this Eaton surge protector warranty, but it is pretty limited.