another Linda, I don't know about Lowe's, but we used Home Depot for both all our granite through-out the villa and whole villa tile, and yes you have to pay full. I may be wrong, but I didn't have a problem with it. Now if it was some small Business/Company, yes I would feel like you. But not with a national Company, their rep is on the line, and from personal experience HD was right on top of everything from the scheduling to the quality of the install. HD does not pay the sub-contractor till you are happy, so you will not be stuck. I HIGHLY recommend HD, especially the Lady Lake location. Ask for Mark in flooring, and thenMark the Expiditor (sp) they are both great and professional.
Army Guy
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Scouts Out!!!! 
NJ, PA, NC, AL, Germany, etc, etc and finally The Village of Bonita.
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