With F coverage unless medicare doesn't cover it - all is paid. Google to find out what is and isn't covered. You can check online with Med D companies to see what drugs are covered and medicare to see what also is covered. And YES a Dr 's office can check and see if something is covered and should know already in most cases. Drugs are a different story as it depends on your Med D plan. They are different. If you don't know how to research these things it is much harder for you.
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