[rustyp]

Originally Posted by shut the front door

Just a friendly reminder, if you bought inflation bonds in 2022, today may be the day to redeem. I bought mine April of '22, so today is the day I'm cashing in, as the rate is dropping down to 3%. I didn't do too bad. 10k in, $11,208 out. Not too bad for 19 months.

Originally Posted by Caymus

Have you calculated how much interest you will lose for not holding them 5 years?

Originally Posted by Altavia

Owners of Series I bonds will pay a penalty of the last three months of interest if they cash the bonds before they've owned them for five years.

When Should I Cash Out My I Bonds? | Keil Financial Partners.

The $11208 figure is with the penalty already extracted.