[golfing eagles]

Originally Posted by frayedends

Hmm, it seems Citizen's first makes the limit, but they determine it based on where it's being transferred from. No idea how they determine that...

From the transfer page...

"To protect your accounts, we've set limits on how much money you can transfer. Limits can change with the From and To account selection."

When I put in from my bank in MA it shows this...

Standard
Remaining today
$2,000.00
Daily
$2,000.00
Per Transfer
$2,000.00
Monthly
$6,000.00

And every transfer I make gives me an email that says what's below. It would make sense if it took 3 days to come out of my bank. But, nope, it comes out immediately. Not pending, just gone. Then it take full 3 business days to post in CFB.

"We received your request on September 08, 2023. You should expect to see the funds in the destination account within 3 business days. The timing can vary, however, depending on the institution."

I guess I'll just suck it up until I move there full time in a couple years and then find a good credit union.

Very interesting. When I make a transfer from Merrill all it shows is the amount, and it also shows the "within 3 business days" statement, but it is almost always sooner.