[LuvNH]

I had a problem with a check for 11K for a roofer, a well known local family roofer. I could not get them to release the money - the reason they gave me was to protect us elderly people from being scammed. When I called the company and told them I was having problems they got the money out of the bank the same day and I still have no idea how they did it.

I do still use them. I have money deposited from Europe every month, I have a very small pension deposited there and a couple of other smaller monthly payments go in there. I use it as Christmas gifts for my grandchildren with no problem. But, I do not use them for "real" banking any more, I bank in Massachusetts with no problem.