Quote:
Originally Posted by frayedends
I digress a bit, but I will never use BoA for anything. They held my mortgage years ago and tried to foreclose on me for underpayment. The underpayment was an increase in escrow amount by $20. They had never sent me anything informing me of the increase. My fault was that we didn't look at our mortgage statements because it was paid automatically.
Long story, but the principal and interest amounts were easily covered with our payments. Then a series of misinformation on what was owed happened (BoA was behind in their info). I was never actually over 30 days behind and never more than $20 but they started foreclosure proceedings anyhow.
Eventually it was all cleared up, including my credit report. But the hell they put me through to get it fixed I will never forget.
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I hate that bank and will never do business with them! We had a similar issue with a Closed HELOC account when we went to sell a house. It took us 4 F’in months to get anyone to release the lien on an account that was never even used! Every time you called you got a different idiot and a different story! I get mad just thinking about BofA