Quote:
Originally Posted by mtdjed
For some people it may truly an economical decision to get the Advantage program. For those who can afford a supplement, congratulations if you make the decision treat yourself to the best you can afford.
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This, in spades. We're both using the Marketplace on a bronze plan, and there's a 9450 out of pocket expense for /each/ of us. This year hubby will get an Advantage plan - which will mean $174/month less in his social security check. Our bronze plan is much less than that for the two of us as long as we stay relatively healthy and don't need to see specialists too often (it's $85 co-pay per specialist visit), so we're already going to be paying more this year. Not a hardship, but that's 2 weeks worth of groceries. It's a lot of money for those of us who rely on our social security checks and a very modest pension to cover all our expenses.
In three years, I'll have to do the same, and it'll cost however much out of -my- social security check, significantly more than I'm paying now (more than ten times that).
There's no way we can afford part B, plus drug coverage, plus medigap. Just affording part B for two of us will make things tight.