Quote:
Originally Posted by frayedends
We opened a Citizen's first account when we bought down there for our part time home. Figured it's easy to pay the mortgage and keep a separate account for all our Florida expenses.
But I'm thinking of dumping them. First, when I do an external transfer from my bank up here in MA, I can only do $2K each time. It takes them 3 business days to post an electronic tranfer, which is absurd. Not only that, they remove it from my bank here immediately. So what they are doing is keeping the 2K for 3 days, and making interest off it before they post it. Never had this issue with banks up here.
The 2K limit is frustrating as I have to make multiple transfers to keep my balance high enough for mortgage and all expenses. I'm not down there to make larger deposits in person.
Anyhow, just a gripe. Other banks you prefer?
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I love Citizens First Bank! MANY branches and probably 100 ATMs in The Villages, free checking for Veterans, and free Popcorn! The staff is alway friendly and helpful! There is a simple solution to your problem! Do this:
1. Download and install their APP on your cell phone.
2. Write yourself a check from your MA bank.
3. Login into your APP
4. Make a Mobile Deposit (follow the simple instructions).
5. If your MA account has a sufficient balance, the check will be accepted and you can use the money the next business day. The Limit is $5,000 per check.
6. Da.