Quote:
Originally Posted by GizmoWhiskers
Working with T V Sales office via Citizen's First makes paying your $$ for house purchase closings super easy but the reverse, getting paid not so much.
When I bought my 2nd house my escrow agent never sent me any final closing numbers to transfer the $$ until the morning of closing. I went into the branch to transfer the $$. I didn't have to fill anything out to pay the escrow acct to T V Sales office. Simple and quick.
T V and Citizen's First seems to be an "all in the family business". Loved how simple that was. Just a stamp the cashier put on my hand written check and I was out the door, no i d or signature needed. Money instantly went next door.
Selling my 1st house in T V, yeah, T V uses Citizen's First and had to wait for snail mail check even using the account I just used to pay T V escrow.
Money makes them interest for days while waiting for old fashioned check to arrive via snail mail.
A family member was the seller on my current second house in T V. They had to wait about 5 business days to get their old fashioned check via snail mail.
T V, a well oiled machine. Makes good business cents to hold on to $$ as long as they can. What's one to do about that frustration?
Get in your golf cart and enjoy the ride of the day.
(I'm with Pugchief, love the popcorn.)
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As a buyer, one thing you can do is to demand to receive the settlement statement at least a day before the closing. When I buy a house, I always tell the seller's agent and the closing company that, if I don't receive the statement a day in advance, they will need to reschedule the closing. They have always complied.