[Ramone]

Back in 2016, when we financed our house with the citizens bank because they would not let us pay cash for the transaction being Villages Contractor owned We decided to stay with them too for the Florida account. What a mess they are on several fronts. My credit union does a better job in checking and savings along with 5-7% CD’s.


;2288366]We opened a Citizen's first account when we bought down there for our part time home. Figured it's easy to pay the mortgage and keep a separate account for all our Florida expenses.

But I'm thinking of dumping them. First, when I do an external transfer from my bank up here in MA, I can only do $2K each time. It takes them 3 business days to post an electronic tranfer, which is absurd. Not only that, they remove it from my bank here immediately. So what they are doing is keeping the 2K for 3 days, and making interest off it before they post it. Never had this issue with banks up here.

The 2K limit is frustrating as I have to make multiple transfers to keep my balance high enough for mortgage and all expenses. I'm not down there to make larger deposits in person.

Anyhow, just a gripe. Other banks you prefer?[/QUOTE]