Quote:
Originally Posted by frayedends
We opened a Citizen's first account when we bought down there for our part time home. Figured it's easy to pay the mortgage and keep a separate account for all our Florida expenses.
But I'm thinking of dumping them. First, when I do an external transfer from my bank up here in MA, I can only do $2K each time. It takes them 3 business days to post an electronic tranfer, which is absurd. Not only that, they remove it from my bank here immediately. So what they are doing is keeping the 2K for 3 days, and making interest off it before they post it. Never had this issue with banks up here.
The 2K limit is frustrating as I have to make multiple transfers to keep my balance high enough for mortgage and all expenses. I'm not down there to make larger deposits in person.
Anyhow, just a gripe. Other banks you prefer?
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We have an account at Citizens First and are happy with the service. Banking, any bank follows procedure. If, you are in MA or Florida I would stop by the bank and politely discuss what your complaint is and SOLUTIONS.
A 2000 limit sounds like an issue with your MA account. ???? Perhaps it is not a bank account but a stock brokerage account-just a guess.
Interest of three days on 2,000-no one is getting rich on that. Most problems have easy SOLUTIONS.